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Lead Story · OCT 9

Credit Card Surcharges in New York: The Posting Rule

Can a New York business add a credit card surcharge? Yes, within rules that are stricter than most owners expect. New York law requires that the price a customer sees posted is the total they will pay with a credit card — you cannot advertise a lower figure and add the card fee at the register. A surcharge also cannot exceed what your processor actually charges you for that transaction. The rule is about disclosure far more than it is about the percentage. What doe

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Can a New York business add a credit card surcharge? Yes, within rules that are stricter than most owners expect. New York law requires that the price a customer sees posted is the total they will pay with a credit card — you cannot advertise a lower figure and add the card fee at the register. A surcharge also cannot exceed what your processor actually charges you for that transaction. The rule is about disclosure far more than it is about the percentage. What doe

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